Dr. Luthfi is the Head of the MA in Economics Program at UIII. He completed his bachelor degree in Syariah law (IAIN Walisongo) and development studies (Diponegoro University). He holds a master degree in Islamic banking, management and finance from Loughborough University, UK, and a doctoral degree in finance from Griffith University, Australia. Prior joining UIII, he was a lecturer at Paramadina University and SEBI School of Islamic banking and also worked as business and economics editor for Republika, an Indonesian daily newspaper and served as an assistant to president director of Bank Mumalat Indonesia. His research interests focus on Islamic economics and finance, social and Islamic banking, Islamic business management, small and medium enterprises (SMEs), and sustainability. His research appears in various journals including Review of Islamic Economics, Journal of Islamic Monetary Economics and Finance, Malaysian Journal of Economics, Journal of Islamic Marketing, and International Journal of Bank Marketing.
Journal Articles
- Hamidi, M. L., Setiawan, G., & Asutay, M. (2025). The quest for sustainable mosques: A paradigm shift with the quadruple bottom line framework. Sustainable Futures , 9, 100588. https://www.sciencedirect.com/science/article/pii/S2666188825001583
- Hamadou, I., Hamidi, M. L., & Yumna, A. (2025). Potential customers’ intention to use Islamic banking products in Cameroon: the mediating effect of attitude. Journal of Islamic Marketing , 16(2), 373-401. https://www.emerald.com/jima/article-abstract/16/2/373/1242290/Potential-customers-intention-to-use-Islamic?redirectedFrom=fulltext
- Hamidi, M. L., Zobair, K. M., & Pratama, A. A. N. (2024). The role of spirituality dimension in the sustainability of Islamic banking: a combined structural equation modeling and artificial neural network approach. Environment, Development & Sustainability , 26(8). https://link.springer.com/article/10.007/s10668-023-03545-x
- Pratama, A. A. N., Hamidi, M. L., & Cahyono, E. (2023). The effect of halal brand awareness on purchase intention in indonesia: the mediating role of attitude. Cogent Business & Management , 10(1), 2168510. https://www.tandfonline.com/doi/pdf/10.1080/23311975.2023.2168510
- Hamidi, M. L., & Worthington, A. C. (2023). Beyond the triple bottom line: Prosperity, people, planet, and prophet in Islamic banking. Journal of Islamic Marketing , 14(2), 394-409. https://www.emerald.com/jima/article-abstract/14/2/394/450306/Beyond-the-triple-bottom-line-Prosperity-People?redirectedFrom=fulltext
- Hamidi, L., & Worthington, A. C. (2021). How social is Islamic banking?. Society and Business Review , 16(1), 51-70. https://www.emerald.com/sbr/article-abstract/16/1/51/456288/How-social-is-Islamic-banking?redirectedFrom=fulltext
- Hamidi, M. L., & Worthington, A. C. (2021). Islamic banking sustainability: theory and evidence using a novel quadruple bottom line framework. International Journal of Bank Marketing , 39(5), 751-767. https://www.emerald.com/ijbm/article-abstract/39/5/751/105041/Islamic-banking-sustainability-theory-and-evidence?redirectedFrom=fulltext
- Hamidi, M. L., Worthington, A. C., West, T., & Ismal, R. (2019). The prospects for Islamic social banking in Indonesia. Journal of Islamic Monetary Economics and Finance , 5(2), 237-262. https://www.jimf-bi.org/index.php/JIMF/article/view/1062
- Hamidi, M. L., & Worthington, A. (2018). Islamic social banking: The way forward. Jurnal Ekonomi Malaysia , 52(1), 175-186. https://www.ukm.my/jem/wp-content/uploads/2021/06/jeko_521-15.pdf
Book Chapters
- Hamidi, M. L., & Aisyah, S. N. (2025). Exploring the Minds of Millennial and Gen Z Tech-Adopters of Islamic Fintech in Indonesia Using Artificial Neural Networks. In The Routledge Handbook of Islamic Economics and Finance (pp. 137-154). Routledge. https://www.taylorfrancis.com/chapters/edit/10.4324/981003168508-12/exploring-minds-millennial-gen-tech-adopters-islamic-fintech-indonesia-using-artificial-neural-networks-luthfi-hamidi-siti-nur-aisyah
- Nisa, M., & Hamidi, M. L. (2025). Relational Ramifications Between Political Factors and Sukuk in Promoting Sustainable Forest Management. In Islamic Finance and Sustainability (pp. 265-292). Routledge. https://www.taylorfrancis.com/chapters/edit/10.4324/9781003518617-15/relational-ramifications-political-factors-sukuk-promoting-sustainable-forest-management-milhatun-nisa-luthfi-hamidi
- Hamidi, M. L., & Worthington, A. C. (2020). Islamic Banking in Indonesia: Emergence, Growth, and Prospects. In A. Rafay (Ed.), Growth and Emerging Prospects of International Islamic Banking (pp. 38-60). Hershey, PA:. doi:10.4018/978-1-7998-1611-9.ch003
- Hamidi, M. L., & Worthington, A.C. (2017). Islamic Banking Plus Social Banking Equals Islamic Social Banking: An Equation in the Making, in Banking: Services, Opportunities and Risks, (pp. 15-39), Nova Science Publishers
Books
- Hamidi, M. L. (2023). Beyond Economics: Refleksi Ekonomi, Bisnis dan Keuangan Dalam Bingkai Al-Quran. Rajawali Press
- Hamidi, M. L. (2015). Rich Now. Jakarta. Indocipta Anak Negeri.
- Hamidi, M. L. (2012). The Crisis: krisis Mana yang Engkau Dustakan? Republika
- Hamidi, M. L. (2003). Jejak-jejak Ekonomi Syariah. Senayan Abadi
- Hamidi, M. L. (2003). Dolar Vs Euro: Awal Kebangkrutan AS? Senayan Abadi
Opinions
- Hamidi, M. L. (2025). Kajian Ekoteologi dan Sustainability Global, Apa Kontribusi Indonesia? Republika, https://analisis.republika.co.id/berita/t4j6bi393/kajian-ekoteologi-dan-sustainability-global-apa-kontribusi-indonesia
- Hamadoe, I & Hamidi, M. L (2023) Islamic banking development in Cameroon, Tuesday, 13 Jun 2023 | Volume20.Issue24. Islamic Finance News
- Hamidi, M. L. (2020) Kinerja Sosial di Bank Syariah. Koran Tempo. https://koran.tempo.co/read/opini/459727/opini-kinerja-sosial-di-bank-syariah-oleh-m-luthfi-hamidi?
- Hamidi, N.L. (2020) Mengatasi Defisit Sosial Bank Syariah. Bisnis Indonesia. https://koran.bisnis.com/read/20200904/251/1286821/industri-finansial-mengatasi-defisit-sosial-bank-syariah
- Hamidi, M. L. (2020) Keberlanjutan Bisnis. Republika. https://republika.co.id/berita/kolom/wacana/qfwhga9925000/keberlanjutan-bisnis
- Hamidi, M. L. (2017). Pribumi Vs Kolonial. Republika. https://republika.co.id/berita/oy8a27440/ekonomi-pribumi-vs-kolonial
- Hamidi, M. L. (2017). Hati-hati Mengelola Dana Haji. KoranTempo. https://kolom.tempo.co/read/1000154/hati-hati-mengelola-dana-haji/full&view=ok
- Hamidi, M. L. (2016) Ekonomi al-Ghoib. Republika. https://republika.co.id/berita/ohv2g233/ekonomi-alghaib
- Hamidi, M. L. (2016). Bank Syariah, Asosial? Republika. https://republika.co.id/berita/ofwb87/bank-syariah-asosial